Payments infrastructure built for billers
Modular capabilities to power collections, mandates, gateway performance, and reconciliation.
Bill Payments & Collections
Omni-channel bill presentment with intelligent reminders and auto-reconciliation.
Key features
- e-NACH & UPI AutoPay
- Multi-bank BBPS rails
- Automated reminders
- Virtual accounts
Architecture (schematic)
1. Customer
2. PayBridge
3. Banks
4. Finance Ops
Payment Gateway
Enterprise-grade gateway with smart routing, retries, and tokenization.
Key features
- Gateway failover
- UPI & cards
- Token vault
- Risk scoring
Architecture (schematic)
1. Checkout
2. Gateway Mesh
3. Issuer
4. Ledger
Recurring Mandates
Lifecycle automation for recurring collections with proactive mandate health checks.
Key features
- UPI/NACH mandates
- Auto retries
- Lifecycle alerts
- Customer notifications
Architecture (schematic)
1. Customer
2. Mandate Engine
3. Sponsor Bank
4. Settlement
Reconciliation & Settlement
Automated matching across acquirers and banks with break detection and GL exports.
Key features
- Intraday ledgering
- Break detection
- Custom exports
- Settlement timelines
Architecture (schematic)
1. Receipts
2. Matcher
3. Rules
4. ERP